Many consumers have no problems when they want to take out a loan from a bank. They have a good credit rating and therefore only have to consider what type of loan and the amount they want. But there are other consumers for whom such a situation is much more difficult.
They do not meet all the requirements for a loan and are therefore rejected when an inquiry is made. The banks distinguish between two aspects that provide information about creditworthiness. On the one hand, this is Credit Bureau’s query, which is intended to provide information on how the previous liabilities have been serviced. On the other hand, these are the proof of income, which should show exactly how high the monthly income is. Now there can and will be problems if there is no fixed or no income at all. Because then there is no credit either.
Swiss credit without proof of salary
Consumers in such a situation usually turn abroad to get a loan there, since everyone knows that Credit Bureau cannot be queried here. Most of the time, and thus all hopes go to Switzerland. The Swiss are known for helping in difficult situations. But also with a Swiss loan without proof of salary?
Is there really that kind of loan?
Rather not. Because even if you get a lot of credit requests in Switzerland, there is no Swiss loan without proof of salary. No bank grants a loan without proof of monthly income. Neither in Germany nor in Switzerland. After all, some security must be given. Anyone who needs a loan despite all of this has to reschedule.
It might be worth asking for help from friends and family. Maybe there is a possibility that you can help each other here and someone can help out with some money. Or you can find a co-applicant who secures the loan with his salary. Everything else will not work and will only end in frustration and despair. Because without salary and a corresponding salary you will not get any financial support. Neither on site nor abroad. These are the rules and no lender will circumvent them.